The Best Apps To Help You Manage Your Budget
Staying on top of managing your finances can be a big job. There are a lot of things to keep track of, from bills to taxes to credit card payments to loans and it is easy to get overwhelmed and fall behind. However, taking control of your money management is the only way that you will be able to reach your financial goals, such as paying off that loan or saving for a big travel adventure.
Luckily, there are many helpful smart phone apps out there that can help you to keep track of your finances. Gone are the days that you used to need to keep files upon files of paper to balance your budget. Using your tablet or smart phone to keep all aspects of your money management in check makes things so much more convenient. There is an app out there to help with anything, whether it is remembering to pay your bills on time or sticking to the budget you have set out for yourself.
Here are a few of the most useful apps that you can use to manage your finances and stay on track:
This is an overall money management platform which can be used on iPhone and iPad. It is a clever and easy to use app that gives you a clear and concise overview of all your cash inflows and outflows. You will be able to connect your bank accounts, credit cards, loans, mobile minutes, bills and travel reward programs, all in one system.
Once you see all of this information in an easy to understand manner, you are able to create savings plans and budgets. The app will save these intentions and will send you handy reminders to help you stay on track.
Bills for iPad
Oops! You forgot about your cable bill again and now you have to pay a late fee. Don’t let it happen again by using an app like Bills for iPad. This tool is a calendar that keeps track of all your bills for you, so that you don’t have to. It will give you a reminder whenever you need to pay a specific bill. It is very easy to use and will keep your bill payments organised so that you won’t have to waste your hard-earned cash on late fees.
Personal Capital Banking and Investing
Instead of presenting the cold hard facts of your financial statement, this app will give you a “full picture” and “holistic” idea of your monetary health. The main dashboard within this app is organised by your cash, investment balances and overall net worth. It gives you a different way of looking at your finances, which might provide some inspiration. Whenever you need tips or guidance, the app will put you in touch with a professional investment advisor, with no membership needed.
Budgets for iPad
If you are focusing on making a budget and sticking to it so that you can lower your expenses, this is a great app that helps keep your spending in check. It is very simple to use and shows you your inflow and outflow in a way that helps you understand what your income to debt ratio is.
The app can also help you to create a budget that is based on your financial goals and then show you whether or not you lived up to the budget you created by showing your actual spending.
These are just a few examples of great apps that help you to manage your finances, pay your bills, make budgets, track your investments and much more. These clever and well designed apps make money management much easier so that you can get closer to your financial goals.
Jasmin Blunt is a blogger and technology addict. She often blogs about the intersection of technology and finances; whether it is budgeting apps or getting an online payday loan.